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氦储蓄

增加你的储蓄.

开户

或打电话 1-800-621-2105

氦储蓄 股息 率  年 
$0.01 - $2,499.99 0.10% 0.10%
$2,500.00 - $9,999.99 0.99% 1.00%
$10,000.00及以上 0.99% 1.00%

氦储蓄 年度百分比 收益率 (年) effective as of July 1, 2024, and may change after account opening without notice. $5 required minimum balance to open the account. 无需每月维修服务费. 费用可能会减少收入. 

氦储蓄

更大的余额继续扩大.

关键特性

  • 无需每月维修服务费
  • 股息s earned on ending daily balances and posted monthly

开户

可能是个不错的选择吧

  • You like to earn higher dividends on your higher balances

与其他储蓄账户相比

What are the advantages of a 氦储蓄账户?

一对老夫妇坐在笔记本电脑前.

分层股息率

Helium savings has a tiered rate structure where you can earn higher dividends the more you 保存.

没有费用

氦储蓄也不收取任何费用, so you maintain both your account balance and the dividends you earn. There’s no fee for keeping the money in the account or withdrawing it, as needed.

使用氦储蓄,您还可以享受:

  • 无需每月维修服务费
  • Option to request an 元素 ATM card to use at more than 78000年surcharge-free 自动取款机 在世界范围内
  • 共享分支访问权限大于 5,000 分支机构 在全国范围内
  • 能够管理您的帐户在 哪个赌钱app比较好或手机应用程序 从任何设备
  • Convenience of direct deposit of your payroll or federal benefits

与其他储蓄账户相比 开户

How does 氦储蓄 compare to other savings options?

Compare 氦储蓄 to our other options below.

  氦储蓄 成员储蓄 股票(固定利率) 弹性利率证明书(可变利率)
关键好处

没有费用

无需每月维修服务费

Higher rate than most regular savings accounts

股息 rates that keep pace with a changing rate environment by flexing when the Prime 率 changes, 向上或向下

一个不错的选择,如果你

Plan to maintain a large balance in your savings

Want a simple 储蓄 account to establish your 元素 membership

想要一个更可预测的储蓄余额

想要分散你的投资

You want to diversify beyond traditional savings accounts and other investments

1.2500美元及以上的余额可享受100%优惠1 0.5万美元及以上的余额20%2 因期限而异 因期限而异
税率结构 Tiered dividend rates that increase as your account balance grows Tiered dividend rates that increase as your account balance grows 股息 rates that increase with the length of the 证书 term 股息 rates that adjust with the Prime 率
赚取股息的最低余额 $0.01 $100
无需每月维修服务费
最低开户余额 $5
可用的术语 六个月到五年 12及24个月
可用的数量 $1,000 or more ($500 or more if under age 18) $1,000 or more ($500 or more if under age 18)
没有每月不活动费用
每月允许无限交易

我能指望多少费用啊?

A couple shopping for citrus in their produce department.

免维修服务费

The 氦储蓄账户 has NO monthly Maintenance Service Charge.

活动费用

For members 25 and older there is a $5 per month 活动费用 assessed if your checking and savings accounts have had no activity for at least 12 months; you have no other active deposit, 贷款, or credit card product with 元素; and deposit balances total $1,000或以下. It is collected from the first checking or savings account that has sufficient funds to satisfy the fee, starting with checking and then moving to savings until the full fee is collected.

元素哪个赌钱app比较好是否易于使用?

A woman with blue hair on her phone while eating sushi at a restaurant.

是的! It’s easy to do your banking and budgeting with 元素 — no matter where you are. Our goal with 哪个赌钱app比较好 is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

With 元素 哪个赌钱app比较好 and our 手机应用程序, you can:

  • Check your balances, 偿还贷款, and transfer money between accounts
  • Deposit checks using your phone or computer camera
  • 在线查看检查图像
  • 24/7/365在线支付账单
  • Review your account history with a 14-month electronic archive of statements
  • 定位 分行和自动取款机s 你附近
  • See your Savvy钱 credit score with any checking account or 贷款
  • 支付朋友和家人方便 Zelle® 加上其他 数字钱包选项
  • 和更多的

了解哪个赌钱app比较好更多信息 & 手机应用程序

Why should I choose 元素 for my savings account?

一位女士用手机付款

像银行一样,只是更好!

更好的利率. 更少的费用.

因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄率和更低的贷款利率.

可信的建议. 新鲜的方法.

We pride ourselves in being a trusted source for financial education. 你的 financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.

尊重当地. 在全球范围内访问.

Headquartered in 印第安纳波利斯 since 1930, we rank among the top 3% of credit unions nationally3. We serve members in all 50 states and 50+ countries. You’ll have access to 5,000+ shared 分支机构 在全国范围内 and 78,000+ surcharge-free 自动取款机 globally.

高科技. 人类接触.

Our technology makes banking with 元素 easy. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

开始

我怎样开一个帐户?

我们在线申请的截图.

开始就像1-2-3一样简单!

  1. 网上开户 - 网上开户 in as little as 10 minutes. 或打电话 1-800-621-2105 开始吧. Have your government-issued ID (driver’s license, 状态标识, or passport) and your Social Security number ready.

  2. 检查你的邮件 - You will receive an email within one business day to notify you of account approval. 就是这样! 你的 氦储蓄账户 现在开放了.

  3. 注册哪个赌钱app比较好 -轻松检查你的余额, 偿还贷款, pay bills and transfer money between accounts from your smartphone, 平板电脑, 笔记本电脑或台式机. 了解更多关于哪个赌钱app比较好的信息.

开户

I was looking for a savings account with a higher-than-usual rate and I discovered 元素 after seeing their ads at an Indians game. I moved a significant amount of my savings into the Helium account and it's been a great experience.

——布莱克·Z. | 2017年加入至今

我应该存多少钱才能达到我的目标?

储蓄计算器

结果

  1. 1 氦储蓄 年度百分比 收益率 (年) effective as of July 1, 2024, and may change after account opening without notice. 0.余额为0的10%年利率.01-$2,499.99; 1.余额2500美元,00%年利率.00-$9,999.99; 1.余额1万美元,00%年利率.00及以上. $5 required minimum balance to open the account. 无需每月维修服务费. 费用可能会减少收入. 
  2. 2 成员储蓄 年度百分比 收益率 (年) effective as of July 1, 2024, and may change after account opening without notice. 0.余额100美元有10%的年利率.00-$2,499.99; 0.余额2500美元,年利率15%.00-$49,999.99; 0.5万美元余额20%的年利率.00及以上. Minimum daily balance of $100 required to earn dividends. $5 required minimum balance to open the account. 无需每月维修服务费. 费用可能会减少收入. 
  3. 3 基于截至2022年12月31日的资产规模.